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Pearland Home Buyer's Guide (2026): Prices, Taxes, Schools and Flood Checks
Quick answer: As of October 23, 2026, there are about 394 single-family homes for sale in Pearland, TX, listed from about $150,000 to $2.2 million, with an average list price around $443,000 (about $172 per square foot). A typical listing has 3 to 4 bedrooms and about 2,630 square feet. About 39 homes list under $300,000, and about 33 are new construction, starting around $359,000. Pearland spans three counties, so your appraisal district, school district and tax rate depend on the exact address. See the homes for sale.
Buying in Pearland? Contact us or call 713-996-9755. Se habla español. Rated 5.0 stars on Google. Our office is at 4608 W Walnut St Ste A, Pearland, TX 77581.
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Free Home Buyer's Guide (PDF)
Our 10-page guide covers the 8 steps from pre-approval to closing, what it costs and the top 10 buyer questions. This page adds what is different about buying in Pearland.
Download the PDFEn español: Guía para Comprar Casa | The full step-by-step guide: Home Buyer's Guide
What Homes Cost in Pearland (October 2026)
| List price | Homes for sale | Average list price | Typical home | Avg $/sq ft |
|---|---|---|---|---|
| Under $300,000 | about 39 | about $262,000 | 3 beds, about 1,600 sq ft, mostly older central Pearland | about $170 |
| $300,000 to $399,999 | about 168 | about $359,000 | 3-4 beds, about 2,230 sq ft | about $166 |
| $400,000 to $499,999 | about 97 | about $446,000 | 4 beds, about 2,860 sq ft | about $160 |
| $500,000 to $749,999 | about 73 | about $576,000 | 4-5 beds, about 3,500 sq ft | about $172 |
| $750,000 and up | about 17 | about $1,096,000 | 4-5 beds, about 4,000 sq ft, some on acreage | about $306 |
| All homes | about 394 | about $443,000 | 3-4 beds, about 2,630 sq ft | about $172 |
Active listings, Houston MLS, October 23, 2026. Single-family homes with a Pearland address. Numbers change daily.
New construction: about 33 new homes are listed, from about $359,000 (in Massey Oaks Village) and averaging about $487,000, at about $189 per square foot, compared with about $171 for resale homes. If you visit a model home, bring your own agent on the first visit. See new construction homes in Pearland.
Pearland Is in Three Counties: Where to File Your Homestead
Most of Pearland is in Brazoria County, but parts of the city are in Harris and Fort Bend Counties. The county decides which appraisal district values your home, where you file your homestead exemption, and which county and drainage taxes are on your bill.
| County | Homes for sale | Average list price | File your homestead with | Good to know |
|---|---|---|---|---|
| Brazoria | about 326 | about $438,000 | Brazoria Central Appraisal District, brazoriacad.org | Most of the city. Many homes also pay Brazoria County Drainage District No. 4 (bdd4.org), based in Pearland. Look up every rate on a property at brazoria.countytaxrates.com. |
| Harris | about 43 | about $469,000 | Harris Central Appraisal District, hcad.org | The north and east edge of the city, such as Green Tee, Bellavita at Green Tee, the Pearland sections of Riverstone Ranch and The Preserve at Highland Glen (The Lakes at Highland Glen is in Brazoria County). Flood control here is the Harris County Flood Control District. |
| Fort Bend | about 25 | about $452,000 | Fort Bend Central Appraisal District, fbcad.org | The far west side, including the Fort Bend sections of Shadow Creek Ranch, Shadow Grove and part of Southlake. |
Active listings, Houston MLS, October 23, 2026. Numbers change daily.
File the homestead exemption with the appraisal district for the county your home is in, once you own and live in it (the deadline is April 30 of the following year). It takes $140,000 off your home's value for school taxes. Step by step: homestead exemption in Harris, Brazoria and Galveston Counties.
Pearland School Districts
A Pearland address does not mean Pearland ISD. Four districts have homes for sale inside the city right now:
| School district | Homes for sale | Average list price | Where in Pearland |
|---|---|---|---|
| Pearland ISD | about 229 | about $431,000 | Most of the city: central and east Pearland, Silverlake, Southdown, Avalon Terrace, Highland Glen and more |
| Alvin ISD | about 101 | about $472,000 | West and southwest Pearland: the Brazoria County part of Shadow Creek Ranch (Shadow Creek High School), Southern Trails West, Southlake and Massey Oaks |
| Fort Bend ISD | about 25 | about $452,000 | The Fort Bend County sections of Shadow Creek Ranch, Shadow Grove and part of Southlake |
| Clear Creek ISD | about 14 | about $406,000 | The Harris County east side, such as Bellavita at Green Tee and Villa D'Este |
Active listings, Houston MLS, October 23, 2026, by the school district shown in the listing. A few listings show no district. Numbers change daily.
Boundaries can change, so confirm the zoned schools for a specific address with the district before you make an offer.
MUD Taxes in Pearland and How to Check Them
Many Pearland subdivisions, including Shadow Creek Ranch and Silverlake, are in a Municipal Utility District (MUD), which adds its own rate on top of the city, county and school taxes. Two homes at the same price can have very different monthly payments because of it. Before you make an offer:
- Look up the address on the appraisal district site for its county (BCAD, HCAD or FBCAD). The account lists every taxing unit, including any MUD.
- For Brazoria County homes, see the total rate on brazoria.countytaxrates.com.
- Read the MUD Notice to Purchaser the seller must give you, and ask about HOA dues and any PID assessment in newer communities.
We check the full rate on every home we show you. More: MUD taxes in Texas explained.
Flood Checks for Pearland Homes
The City of Pearland names Clear Creek, Cowart Creek, Hickory Slough, Mary's Creek and Corrigan Ditch as its main waterways, and says Clear Creek has the city's worst and most frequent flooding. For any home you like:
- Check the flood zone on the FEMA Flood Map Service Center and read the seller's disclosure for past flooding and flood insurance claims.
- Ask the City of Pearland Engineering Department (281-652-1637) whether an elevation certificate is on file for the house.
- Harris County homes: see the Harris County Flood Control District's maps and projects. Brazoria County homes: Brazoria County Drainage District No. 4, based in Pearland, works on local drainage (bdd4.org).
- Get a flood insurance quote early. Standard homeowner policies do not cover flood, and a new flood policy usually has a 30-day wait.
More: flood zones and flood insurance in Houston and Pearland.
Down Payment Help for Pearland Buyers (TSAHC)
The Texas State Affordable Housing Corporation (TSAHC) offers up to 5% of the loan amount for down payment and closing costs through approved lenders, with credit scores from about 620:
- Home Sweet Texas: for low- and moderate-income buyers in any job. TSAHC's July 2026 update lists a Houston-area income limit of $156,000.
- Homes for Texas Heroes: for teachers, fire fighters, EMS, peace and corrections officers, veterans and other eligible professions. Houston-area income limit: $176,800.
Limits are set by county and can change, so confirm yours with TSAHC's eligibility quiz at tsahc.org and with your lender. Pearland example: on a $359,000 home (the average in Pearland's busiest price range) with 3.5% down on an FHA loan, the down payment is about $12,565, and up to 5% of the loan (about $17,300) may be available to cover it and closing costs.
Our preferred lender, Seth Saldivar of Texan Direct Lending, is a TSAHC-approved lender and works with Pearland buyers in English and Spanish. Get pre-qualified with Seth.
Pearland Home Buyer FAQ
How much does a house cost in Pearland right now?
As of October 23, 2026, about 394 single-family homes were for sale in Pearland, TX, with an average list price around $443,000 (about $172 per square foot). About 168 list between $300,000 and $399,999, and about 39 list under $300,000.
Which appraisal district do I file my homestead exemption with in Pearland?
It depends on the county. Most of Pearland is in Brazoria County (Brazoria Central Appraisal District, brazoriacad.org). Parts of the city are in Harris County (hcad.org) and Fort Bend County (fbcad.org). File with the district for the county your home is in.
What school district is my Pearland home in?
Most of Pearland is in Pearland ISD (about 229 homes for sale on October 23, 2026), but about 101 listings are in Alvin ISD, about 25 in Fort Bend ISD and about 14 in Clear Creek ISD. Shadow Creek Ranch alone is split between Alvin ISD and Fort Bend ISD. Confirm each address with the district.
Do Pearland homes have MUD taxes?
Many do, including homes in Shadow Creek Ranch and Silverlake. Check the property's account on the county appraisal district site, which lists every taxing unit, and read the seller's MUD Notice to Purchaser before your option period ends.
Is Pearland in a flood zone?
Some parts are. The City of Pearland lists Clear Creek, Cowart Creek, Hickory Slough, Mary's Creek and Corrigan Ditch as its main waterways, with Clear Creek flooding most often. Check each address on the FEMA flood map and ask the city's Engineering Department about an elevation certificate.
Can I get down payment assistance to buy in Pearland?
Yes, if you qualify. TSAHC's Home Sweet Texas and Homes for Texas Heroes programs offer up to 5% of the loan amount, with Houston-area income limits of $156,000 and $176,800 in TSAHC's July 2026 update. Our preferred lender, Seth Saldivar of Texan Direct Lending, is TSAHC-approved.
Are there new construction homes in Pearland?
Yes. About 33 new homes were listed on October 23, 2026, starting around $359,000 and averaging about $487,000, many of them in Massey Oaks.
More Pearland Home Searches
Pearland homes for sale | 77581 | 77584 | Shadow Creek Ranch | New construction | One-story homes | Homes with a pool | Homes on acreage | Best Pearland neighborhoods for families | Pearland Home Seller's Guide | Casas en venta en Pearland
Written by Luis Rendon, Broker, My City Homes Realty (TREC #524746). Updated October 23, 2026. General information, not legal, tax or lending advice.
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