Get Pre-Approved for Your Houston Home Loan

The first step to buying a home is knowing your budget. A pre-approval tells you how much you can afford, shows sellers you are a serious buyer, and helps your offer stand out. We work with a local lender we trust to make this part easy.

Our Preferred Lender

Seth Saldivar, Texan Direct Lending

Se habla españolITIN loansFirst-time buyersVA loans

A Houston-area native and University of Houston graduate, Seth worked in retail mortgage lending for years before founding Texan Direct Lending, a boutique mortgage brokerage based in League City. As a broker, he can shop your loan with multiple lenders to look for a strong rate and terms, and he takes the time to explain your options in English or Spanish.

4.8 / 5from 45 client reviews on Experience.com (October 2026)

Apply NowCall Seth: 713-591-5298

Texan Direct Lending, LLC NMLS #2424328 · Seth Saldivar NMLS #346416 · 2600 South Shore Blvd., Suite 300, League City, TX 77573

How It Works

1. Apply onlineClick Apply Now and fill out the secure application on Texan Direct Lending's site.
2. Talk with SethHe will review your information and go over your loan options and monthly payment, in English or Spanish.
3. Get your letterOnce approved, you receive a pre-approval letter showing your price range.
4. Shop with usSend us your letter and we will start touring homes in your budget.

Loan Programs

Texan Direct Lending offers a wide range of loan programs. Click any program to learn more, or apply and Seth will help you find the right fit.

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Buying with a VA loan? See our VA loans guide. ¿Quiere comprar con ITIN? Lea nuestra guía Comprar casa con ITIN en Houston.

Questions for our team first? Send us a message and we will get right back to you.

My City Homes Realty & Investments refers clients to Texan Direct Lending as a convenience. We are separate companies, and you are free to choose any lender. Loan programs, approval, rates and terms are set by the lender and depend on your credit, income and the property.