Short answer: At today's mortgage rates, a $300,000 home is a stretch on a $70,000 salary in Houston. The full monthly payment would be about $3,095, which is roughly 53% of your gross income, above the 43% many lenders like to see. With no other debts, a …

Short answer: At today's rates, you'll generally need a household income of about $86,000 to $100,000 to buy a $300,000 home in Houston, and about $111,000 to $125,000 for a $400,000 home. That assumes an FHA loan with 3.5% down. The exact number depends on your other debts, your …

¿Prefiere leer en español? Gastos de cierre en Texas: cuánto paga el comprador (con ejemplos)

Short answer: Buyers in Texas typically pay about 2% to 5% of the purchase price in closing costs. On a $325,000 Houston home, that's roughly $6,500 to $16,250. The biggest pieces are …

Short answer: There is no nationwide $25,000 government grant for first-time homebuyers. That idea comes from a bill in Congress called the Downpayment Toward Equity Act, and it has not become law. But Texas buyers can find real grants of up to $25,000, mainly through the FHLB Dallas HELP …

Short answer: Texas has two main state agencies that help first-time buyers: the Texas Department of Housing and Community Affairs (TDHCA) and the Texas State Affordable Housing Corporation (TSAHC). Their programs typically provide 2% to 5% of your loan amount for down payment and closing costs, along with …

¿Prefiere leer en español? Ayuda para comprar su primera casa en Houston: quién califica y cómo solicitarla

Short answer: First-time buyers in the Houston area can get thousands of dollars toward a down payment and closing costs. The two biggest local programs are the City of Houston Homebuyer …

¿Prefiere leer en español? Cómo precalificar para comprar casa en Houston (guía en español)

Short answer: To get pre-approved for a mortgage in Houston, pick a lender, submit an application with proof of your income, assets and debts, and let the lender check your credit. Most buyers get …

¿Prefiere leer en español? ¿Cuánto dinero necesita para comprar una casa en Houston? Guía 2026

Short answer: To buy a home at Houston's median price of $325,000, most buyers need about $18,000 to $28,000 in cash at closing with an FHA loan. That covers a 3.5% down payment …

Are you searching for homes for sale in Alvin, TX? You may have just found one of the best kept secrets in the greater Houston area. Alvin is a charming, fast growing city located just south of Houston that offers incredible affordability, wide open spaces, and a small town lifestyle …

Are you searching for homes for sale in Friendswood, TX? You are looking at one of the most beloved and highly rated communities in the entire Houston area. Friendswood has a reputation that speaks for itself — outstanding schools, beautiful tree-lined neighborhoods, a strong sense of community, and a small …